Terms of Service

1. Acceptance of Terms

By accessing or using xyfinan services, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access our services.

2. Description of Service

xyfinan provides financial management tools and services. We reserve the right to modify or discontinue, temporarily or permanently, the service with or without notice.

3. User Accounts

You are responsible for safeguarding the password you use to access the service and for any activities or actions under your password. You agree not to disclose your password to any third party.

4. Content

Our service allows you to post, link, store, share and otherwise make available certain information, text, graphics, or other material. You are responsible for the content you post.

5. Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of xyfinan and its licensors.

6. Links To Other Web Sites

Our service may contain links to third-party websites or services that are not owned or controlled by xyfinan. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

7. Termination

We may terminate or suspend access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

8. Limitation of Liability

In no event shall xyfinan, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the country in which xyfinan operates, without regard to its conflict of law provisions.

10. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.